David Giertz reveals why some financial advisers might be slow to talk about social security

In a recent interview With the Wall Street Journal’s Wealth Adviser, Mr. David Giertz takes a moment to explain exactly why it is imperative for anyone who is close to their retirement age to start seriously considering talking to their financial adviser about social security. This is because more often than not social security represents up to 40% of their retirement income. Mr. Giertz also advised financial advisers to start talking to their clients about social security given that they had conducted a study surveying retirees and people with less than 10 years to retirement asking them whether their financial advisers are talking to them about social security.

The results indicated that most advisers are not talking about social security. The twist, however, is that 80% of those surveyed further said that they would change advisers if it so happens that their advisers are not talking to them about social security. He, however, recognized the fact that many of the financial advisers could be ignoring the social security topic due to its complexity revealing that the social security handbook has close to 3,000 rules that each and every financial adviser should have at their fingertips as a conscious and deliberate effort of becoming an authority in matters social security.

About David Giertz

Mr. David Luther Giertz commonly referred to as Dave has worked for different organizations in various capacities in the financial services sector. For the past 5 years or so, Mr. Giertz has been working with Nationwide Financial Distributors Incorporated as the President of the Organization. Mr. David Giertz boasts of more than 3 decades worth of hands on deck experience in the financial services industry having passed up to 4 exams including Municipal Securities Principal, General Securities Principal Examination, Uniform Securities Agent State Law Examination and General Securities Representative Examination.

Mr. David Giertz is also registered by the Financial Industry Regulatory Authority, Inc. (FINRA) which is a self-regulatory organization for different financial services sector actors which requires them to register in every state that they operate in. Currently, Mr. Giertz maintains active registrations in several states across the country.

How White Shark Media Reviews With Its Clients

White Shark Media is a marketing company that helps increase the sales and online presence of their customers. The work with small and medium-sized companies exclusively. This company opened its doors in 2011 and was co-founded by a trio of three Danish businessmen who all had experience in marketing. They now have clients throughout both North America and Latin America. They are a Google AdWords Premier SMB Partner which requires passing demanding eligibility requirements.

Many of White Shark Media’s clients have written about their experiences with the company and the vast majority are very positive. For example, the owner of an education services company in Ohio said that the communication between him and his representative at White Shark Media was fantastic. He says that he had to explain his industry since it’s such a niche market but the team at White Shark Media quickly grasped what made this market tick. Over the past year he said that he’s seen very positive results for his business including now spending less on marketing than he had been before.

Max W. owns a Minnesota software company. He said any business owner that uses Google AdWords should work with White Shark Media. He had been using Google AdWords for 13 years but now the results have been maximized, he said. Ronald G. of a snorkel tour business in Hawaii said that White Shark Media was the second online marketing company he had worked with. He said that White Shark Media did a far better job than the former one had. His strategist, Marcela, explained to him how and why he should completely rework his website for better results. He thought she was very proactive in her approach and it has led to his company getting a lot more booking for tours.

Trabuco- Middle Age Siege Weapon

Created from the idea of a sling, the Trabuco was designed in the Middle Ages as a siege weapon. Also called a Trebuchet, the Trabuco was the weapon of choice for taking siege of a stronghold during the Middle Ages.

Believed to be invented in China around 400 B.C.E., has an accuracy of around 800 feet and can hurl projectiles weighing up to 140 kilograms. The Trabuco was inspired by the sling, but modified to be used with a stronger base by the Chinese. The newer weapon, the Trabuco, was much larger than the traditional slingshot which had originally been the inspiration for the siege weaponry.

The engineering of the Trabuco has been considered a masterpiece of war weapons. The device is based upon turning gravitational pull into kinetic energy. The Trabuco has a spring mechanism, so when the spring is released, the energy is released. This gave it the power to use heavy projectiles to knock down walls, or to shoot over them at the enemy. According to merriam-webster.com part of the popularity of the Trabuco, besides is effective destructive quality, was the fact that it was an easy machine to put together.

It is also rumored that bodies, killed by disease, were used as projectiles in hopes of spreading deadly and infectious sicknesses to the enemy. The Trabuco could be used for both outside destruction of walls, inside destruction with projectiles, and a primitive form of bio-hazard warfare on spanishdict.com.

The weapon evolved into a hybrid Trabuco. Arab merchants altered the design of the Trabuco to have a weight at end of the arm. This gave more strength to the counterweight and effect was added range to the projectiles. Through more changes and experimentation, the Trabuco, by the 13th century, was able to hurl stones that weighed over a ton, causing even more destruction to their enemy.

The Trabuco was a magnificent weapon for the Middle Ages. However, it’s popularity and use declined when the Chinese invented gunpowder. With the advent of gunpowder came new technology for using cannons. The Trabuco went out of use, but its legacy as a siege weapon remains.

Learn more about Trabuco: https://lista.mercadolivre.com.br/Trabuco

Felipe Montoro Jens: Being Consulted for Infrastructure Concerns

Felipe Montoro Jens is a well-known businessman and entrepreneur who is being consulted by the Brazilian government for his knowledge about city planning and infrastructure. He is one of the remaining experts in the country which provides his insights about several issues concerning the infrastructure of Brazil. He would always give his opinion on certain issues, like how much should the government spend on a particular project or how long does it take for a project to be finished. His skills and expertise in the field of engineer and architecture make him a viable choice as a consultant to provide better infrastructure in the country.

He was recently invited by the Brazilian Government to a series of discussion regarding the projects that will be given to private corporations. Brazil has developed a system in which several projects will be awarded to the private sector, and they are the ones who would build it and operate it for public use. Felipe Montoro Jens was also asked about his opinion about the introduction of water concessions in the country, and he had to explain what the effects of having water concessions would be for the people of Brazil. He further explained that the country must have a reliable income before considering the construction of water concessions because having a fund reserve for it would not be a burden for the people.

Felipe Montoro Jens is also asked about his insights about the projects set by the government which will be constructed by mid-2018. He stated that the country needs more airports and seaports, and the project slated by the Brazilian Government for the current year will bring big revenues for the country because of the possible influx of tourism and trade. Felipe Montoro Jens continues to serve the country as a consultant, and he stated that he is enjoying helping his motherland for the benefit of his people. Felipe Montoro Jens is a prime example of sharing the knowledge with a country and helping them develop.

Fabletics is the Athleisure Crowd’s Finest Gear

Listening to customers is more important than ever. The power of the crowd to review products directly impacts purchases. Social media turned consumer behavior into a strong market influencer. It also has the power to rapidly shift markets. Fabletics is one of the many successful companies paying attention to these new market conditions. They know their fortunes are tied to marketing strategies that place importance on customer opinions.


Brands incorporating review-centric campaigns harness what other companies see as areas to temper. Benefits often multiply because of a few key factors. One of the most important measures is how the modern consumer begins to trust. They shape their opinions on reviews that they and their friends read. These opinions matter more as social media continues to permeate modern life.


What is proving even more profound is how directly influential reviews are to purchases. This makes information more important than distribution channels in many regards. Quickly bringing a product from concept to market clearly has its advantages.


The consumer-focused strategy allows Fabletics to thrive. The brand exists in a market tailor made for its products. It also benefits from the lack of foresight of other brands to listen to their loyal customer concerns. In this way, Fabletics has positioned itself to lead the athleisure market into a bold new future.


Kate Hudson helped lead Fabletics into the thriving company it is today. She was with the company at the beginning when it was just a start up. Her insight added depth to athleisure style. While she did not have a traditional business background, she understood social media influence. As a fitness buff, she was the perfect spokesperson for an athleisure brand. Fabletics sales quickly grew.


Just as Kate Hudson is more than an actress, Fabletics is more than an apparel company. At its core, it is meant to empower women. It is marketed toward all women to become their best. The company can reach a diverse demographic because of its data oriented strategy. Products quickly come to market to respond to social media and the needs of its crowd customers. This is how Fabletics inspires women to live their best lives each day.


Please take the Lifestyle Quiz for the Fabletics gear best matched to each unique personality.

Weekend #workout plan inspired by @gingerressler's high-power moves ????

A video posted by @fabletics on

General Information on Barbara Stoke and GSH

This will address information about a company by the name of Green Structure Homes Delivered, and the founder Barbara Stokes. This is a type of Experienced Company that has in-house services to give whole turn-key solutions. This company is a type of manufacturing facility that is placed in Alabama. The company delivers, offers, designs, and builds on-site construction of cellular and. module versions of residential and commercial structures located all over North America.

GSH gives out engineering and project management with their organization. This is with more than thirty years in the fields of engineering of independence and leadership of project management. Thirty years had been used in the whole process of inspection, installation, planning, developing and establishment of structures that are both suburban and trade related. Before taking the job at GSH in Alabama she worked at an airplane company Boeing and the Pisces Corporation as well. Visit her Linkedin profile to know more.

Now some general information about the CEO Barbara Stokes. Stokes and her team had proved leadership in the industry of Disaster Relief Construction. This is to the Alabama, LLC of Green Structure Homes Delivered. Barbara Stokes went to college in 2001 at Mercer University. She went there to study Physics and Biomedical Engineering. Now, Stokes shows great experience in government contracting. She shows a proud attitude in leading GSH to help the mission of the United States Government and FEMA as well. Stokes shows to be an active volunteer in the community of Huntsville. This is on top of her leadership at GSH in Alabama. She is married to Scott Stokes who is the COO of a company. Together they have three children. Visit cullmantimes.com to know more about Barbara Stokes.

Recently Barbara and her husband had some exiting news. They announced new jobs in eight new states. These were located in Virginia, Pennsylvania, North Carolina, Minnesota, Louisiana, Virginia, and Louisiana. All these states will aid FEMA’s contract award worth $28.5 M. GSH in in a process of creating modular homes to show support of incidents after Hurricane Harvey, this is in all of the facilities of manufacturing.

View: http://markets.businessinsider.com/news/stocks/Huntsville-Alabama-Based-Company-Awarded-28-5-Million-FEMA-Contract-1002883259

Oncotarget Discovers A Novel Way To Treat Thyroid Cancer

What is worse than being a cancer patient is finding out that the cancer has developed a new type of resistance to conventional drugs and has practically become impossible to cure. This is certainly bad news for patients with papillary thyroid carcinoma who use vemurafenib to treat their illness. On the other hand, Harvard researchers have found that palbociclib, which is used to treat another type of cancer can overcome this drug resistance. Check the journal at SCImago Journal & Country Rank.

A typical indication of thyroid cancer is a mutation in BRAF. Patients with this kind of mutation have usually been treated with vemurafenib. However, recently, these patients who show positive signs develop this kind of drug resistance, which makes the cancer spread even more.

Similar research by the same team in the past has shown that the loss of the P16 gene combined with vemurafenib-resistant thyroid cancer cells may cause the cancer to grow even when treated with vemurafenib, which represents a setback for PTC patients.

P16 is responsible for cells dividing through the prevention of the development of a protein named CDK4/6. The team considered the possibility of preventing drug resistance by replicating the effect of P16. They chose palbociclib, an FDA approved drug that prevents the formation of CDK4/6.

As soon as the research team started treating PTC patients who developed vemurafenib resistance by combining both palbociclib and vemurafenib, they discovered that these two can produce better results by speeding cell death than when vemurafenib was used alone to treat these patients.

Moreover, researchers also discovered another novel way of treating vemurafenib resistance through a special genetic factor that exists in the cells. Listen to an audio podcast of Oncotarget on Itunes.

Additionally, they said that the combination of vemurafenib and palbociclib is an excellent strategy to target cancer cells in PTC positive patients via a particular resistance.

The results obtained during the Oncotarget research process support the idea that combining both of these drugs in clinical trials will advance the progress that is made in treating PTC patients.

The progress that is made by medical teams so far through similar studies and research on PTC is promising and could produce positive results in the future.

Learn more: https://www.ncbi.nlm.nih.gov/pmc/journals/1558/

Are you thinking about changing your Lib Balm, try EOS Vegan Crystal Flavors

Everyone wants smooth, soft and well-hydrated lips. However, we all know that sometimes the products that we pick to help us achieve this can disappoint us from time to time. In addition to the effectiveness of the product in making the lips soft and supple, you want a lip care product that will smell and taste nice and also look enticing. Well, looking nice is a possibility that was made a reality by EOS, when they decided to completely digress from the traditional lip balm in a tube to the enticing orbs that we have seen with the best in Hollywood such as Kim Kardashian and Miley Cyrus.

Read more related articles here on http://www.usmagazine.com/stylish/news/eos-updated-its-classic-lip-balm-photos-w496434.

Well, the evolution at EOS has not stopped. They understand that in addition to lack of beauty and flavor in the traditional chapstick, there were ingredients that had far reaching consequences such as lip balms containing wax, paraben and other chemicals. For a vegan wax is a no-no, and for people allergic to paraben, well, lip balm has to be as natural as possible. It is in consideration of these factors that the company has come up with the new line of products, the EOS vegan Crystal. Check out this great review here on thedermreview.com.

The shape of the new product digresses from the traditional orb to a pyramid shape. This makes it really interesting to deal with, refer also here on allure.com. Then, the product is free of any wax and other chemicals, choosing instead to make use of natural oils such as avocado, Shea Butter, Coconut, and sunflower oils. The product does not contain any wax and will leave your lips feeling soft, supple and completely moisturized. The vegan crystal lip balms are available in two flavors, the Hibiscus Peach and Vanilla Orchid. Both flavors are so perfect that you will not even know which to pick, but then again, since the lip balm is just $5, why choose when you can buy both? Shop here now!



The incredible Boraie Development LLC Project in Atlantic City

Boraie development LLC has brought a significant change in the Atlantic city following its new project that is expected to produce more than 250 apartments. This is a substantial change in 25 years in this great city. This is according to the recently released Atlantic City report. The reporting team had paid Boraie development LLC a visit at its development site which has now being branded “Beach at South Inlet.”

This is an $81 million development project that the town is experiencing. The development project will bound several avenues such as Connecticut, Jersey, Atlantic, and Pacific. The project is complicated and large enough to serve over 50,000 residents and business people living in the destination. This will be a significant impact on the famous Boraie Development LLC.

The project is as well considered a sign of hope since it is the only complex project done in the city in a decade’s time. Previously, casino business was the primary economy drive of the town bringing some substantial boost in the Atlantic economy. However, after the closing of several casinos with the city and outside the town, there has been a gap in the industry giving an opportunity for other industries to venture into the city. Real estate development has been one of the businesses that have the chance to grow in this great city. Boraie development is among the first companies to benefits in venturing into this town.

According to NY Times, the primary goal of Boraie is to produce the most complex infrastructure in the city that will fit the needs of the business people and the residents. The vice preside of Boraie development LLC also stated that due to the changes in demand, there could be a need to change the way real estate developers do their projects. Understanding the needs of the people will enable any company to establish the best development infrastructure in any given location. The company is focused on developing the best building in the city which has the best amenities such as pools, resident lounges, among many other excellent facilities.

This will be an outstanding development from almost 61% building in the premises which are claimed to have over 40 years after their construction. A report from neighborhoodcut.com stated that nearly 61% of the buildings in this city are old enough and may even need some renovation.

About Boraie Development LLC

Boraie is known to be a great real estate development company that focuses on multiples real estate projects. The various focuses of the group could include management of properties, real estate development, or even marketing of wealth in this industry.

Reference: https://www.statetheatrenj.org/board-of-trustees

What Rod J. Roerich is Doing at Upcoming Symposiums

When Rod J. Rohrich attends the symposium coming up at the Baker Gordon Educational Symposium, he will be talking about the different things he can do to try and help people who are dealing with issues with their face and their body. These things can all be corrected with cosmetic surgery and Dr. Rod J. Rohrich knows that. He has learned a lot about the corrective procedures and what he can do to make sure he is actually correcting the issues people have. For, Dr. Rohrich, that is a huge part of how he can help people and what he can do to give back to them.

When Rod J. Rohrich is helping others, he is always making sure he can provide them with the right solutions. He wants everyone to know they don’t have to suffer from cosmetic issues and they can have all the right solutions if they use him as their cosmetic surgeon. He has learned some of the most valuable techniques and many of them even involve him trying to learn new things. He knows what he needs to do and continues to find out more information about how he can help all of his patients.

Whether he is doing cleft repair surgery or is doing body sculpting, he helps his patients get the results they need. He is a cosmetic surgeon and that means he can have a chance to try different things in the surgery field. He doesn’t care whether he is helping someone with the issues they have or he is giving them the hope they need to feel better about the way they look, he has always been prepared for what he can do for each of the people who he helps in different situations.

The last two events Rod J. Rohrich will be at are the Dallas Cosmetic Surgery and Medicine Meeting. He is the host of the event and is acting as the chairperson to the event. In addition, he is hosting a rhinoplasty event. He is also the chairperson and host for that event while he works to help other people through the issues they are experiencing in their own medical and cosmetic surgery careers. Everything Dr. Rohrich does at these events is to help surgeons get all the information and benefits they can use once they go back to their own practices with their own patients after the symposiums.

Twitter: https://twitter.com/drrodrohrich?lang=en